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Getting Support When Spending Less
by Kimberly Danger
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Spending less isn’t easy, especially when you try to go it alone. Your friends
may wonder why you don’t want to go shopping with them. Your kids will
undoubtedly protest your refusal to buy them that extra toy. Your spouse may
foil your best-intentioned plans if he isn’t on board with the program. That’s
why it’s so important to get the support you need in making peace with your
finances. |
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Come Clean
Explain to your friends just why living a less materialistic lifestyle is
important to you. If you’re in debt, be honest about your situation. Don’t let
fear or the thought of shame prevent you from doing this. You may discover that
friends feel the same societal pressures to keep up, or are in debt themselves.
You’d be surprised how much support you get.
Get Your Spouse Involved
Your spouse is supposed to be your rock: the person you lean on when times get
tough. Unfortunately when it comes to finances, partners don’t always see eye to
eye. Even the most financially compatible couples have arguments on how money is
spent from time to time. You both need to be on the same page when it comes to
your goals for the future and how you will accomplish them. Sit down and talk
about your current financial situation, your goals for the future, and how you
plan on accomplishing them.
Make New Friends
Take a look at your friends, people, and media you surround yourself with. It’s
inevitable that you compare yourself to them in some way, shape or form. Even
while we all know we shouldn’t do it, comparisons sometimes takes place on an
unconscious level: through the ads you see on TV, the magazines you read, and
just by being exposed to certain situations every day. If your entire social
network makes more money than you do, drives fancier cars or lives in bigger
houses, you’re more likely to feel like a financial failure. If this describes
your situation, your circle of friends may be a little out of whack. Seek out
friends whose situations may be closer to your own.
Look for Online Support
If you can’t find the support in your own circle of friends, there is help
online. Mommysavers.com has their very own Spending Less Group - a network
people to discuss the concern, struggles and challenges of ridding themselves of
debt or trying to live a frugal lifestyle. Sometimes the anonymity of the
internet gives people the freedom to be more honest with their situations.
http://mommysavers.com/boards/spending-less-saving-more
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About the Author: Kimberly Danger is the
owner and publisher of Mommysavers.com, a site for moms living
well for less. Portions of this article first appeared in her
blog, Forget the Joneses, which also appears on her website.
http://www.mommysavers.com
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